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Permanent Life Insurance ( a video)

Is essentially a coverage that is lifelong. It runs through our life assuring a payout upon death. The cost of insurance can be level or YRT and the payout is tax free….



Term Life Insurance ( a video)

Is an extremely cost effective way to insurance yourself when your temporary ( or time bound) needs for insurance are high. During the years when we are raising our kids, have big loans to pay and also building our assets, term insurance could be a great fit



Combining your term and permanent insurance: both are important. ( a video)

People often wonder what is better, Term or Permanent Insurance. Both have their advantages and disadvantages. However, both have a significant role in our world of protecting our family, assets, incomes, family etc etc. Therefore, it could be a good idea to take a combination of Term and Permanent Insurance. It can be bought together in one policy , thus there could be some savings on policy fees and in premiums. It is a Think Smart approach to buying Life Insurance…



Preferred and Elite Rates in Life Insurance ( a video)

Preferred and Elite Insurance rates are actually discounted rates that reduce your insurance rates from standard rates. People get entitled to these rates upon having a very good health and also a clear family medical history…




What is Non – Medical Life Insurance?

Buying a life insurance policy often comes with quite a bit of paperwork, and one of those forms asks questions about your medical history. You have to fill out these forms if you want to qualify for the life insurance policy. However, some people aren’t going to qualify for these policies because of their medical history or condition, and this can jeopardize their family’s financial security  in the event of their death. It might seem like all hope is lost, but it’s not! You have the option of non medical life insurance that don’t require a medical exam…



Guaranteed Issue Life Insurance is a great choice for some

Many different types of life insurance are available throughout Canada and through a variety of different companies. Some people may not be able to qualify for traditional life insurance, so they need to find a policy that they can get. Guaranteed issue life insurance can be a great option for many people. However, it’s not always the right fit for all people. To know if this type of insurance is the best choice for you, it helps to learn more about it so you can see the pros and cons.



Critical Illness Insurance, Part-1.

Get paid after 30 days from being diagnosed of one out of almost 25 different but really common critical illnesses. Donot have to worry about money when you are ill. Focus solely on your recovery and then tell tales of your recovery…



Disability Insurance: Its importance and significance

  • For someone under 65, there is 60% more likelihood to become disabled than to die without any ailment.
  • The second leading cause of bankruptcy in Canada, behind over extension of credit, is a disability of some kind. An injury or an illness leads to a disability which generally creates an inability to work in your regular occupation. This could lead to serious financial problems like a reduction in income, liquidation of assets and further bankruptcies….


Long-Term Care – a basic information guide…

We may require, in our later years, some assistance in our daily living. According to statistical data, one out of two Canadians are likely to need long-term care after they reach the age of 75…