Life’s Milestones

Getting Married

Birth of a Child

Children’s Education

Facing a Disability

Going into Business

Dealing with an Illness

Retirement Planning

Estate Planning

 

Aman Kapur’s get a testimonial from W. William

Posted by on Jul 10, 2015 in About Us, Brokers vs. Agents, Our team | 0 comments

Aman Kapur’s get a testimonial from W. William

We found our meeting with Aman Kapur from LSM Insurance to be very informative. Aman helped us in clarifyingall our doubts and in answering all our questions about Life Insurance. We were presented with several options and one of the options of a Multi-layered Term policy appeared “perfect” for us. We are very glad to even receive a rate reduction upon policy approval as opposed to what was initially quoted. We feel strongly that we would refer Aman Kapur’s services to people who we know is looking for life and health insuran

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Protection is paramount…

Posted by on Jun 30, 2015 in Life's Milestones | 0 comments

Ron Franco: Keeping a Dream in Place…( a story that must be shared, very moving. Please watch the video below) Kelly and Ron Franco met while working at a local grocery store, and over time a romance blossomed. Soon after they were married, they sat down with insurance agent Steve Edmondson. He helped them put their long-term dreams into motion by setting up a plan that included permanent life insurance, which offered both protection and a means to accumulate cash value. Their family grew to include two sons, and Ron started his own...

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From Arrival to retirement-An Immigrant Family’s Success Story

Posted by on Jun 30, 2015 in Life's Milestones | 0 comments

From Arrival to Retirement – An Immigrant Family’s Success Story by FrugalTraderon June 22, 2015 Calvin and his spouse Beverly immigrated to Canada in the early 1970’s (both in their mid-late 20’s).  While people move to different countries all the time, the couple came to Canada under a number of challenging circumstances.  They arrived with very little understanding of the English language and into a city that was predominately English speaking.  They had very little money in their pockets (about $500 Canadian), no work lined...

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iA Financial Group makes a second investment in Australia

Posted by on Jun 30, 2015 in Life Insurance News | 0 comments

iA Financial Group makes a second investment in Australia

QUEBEC CITY, June 22, 2015 /CNW Telbec/ -IA Financial Group is pleased to announce its second investment in Australia, a debenture with a 25‑year term, in the context of a private-public infrastructure project in Western Australia. You may recall that iA Financial Group made its first investment in the Australian continent in September 2014 with a debenture in the amount of 25 million Australian dollars from the New Royal Adelaide Hospital in Adelaide, South Australia. iA Financial Group has been involved in private investments...

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Grant. W Testimonial

Posted by on Apr 25, 2014 in About Us | 0 comments

Grant. W Testimonial

Grant W ( Mississauga, ON.   July 2013) I have dealt with Aman since 2007, when I bought my life insurance policy along with Critical Illness insurance. I was very impressed to know that in one policy I could have both types of insurance. Then my other members of the family have also used Aman’s services for their insurance and retirement needs. Aman is very knowledgeable, educational, enjoyable and a pleasure to deal with. We at YourInsuranceGuy.ca are experts in explaining the  various types of life and health insurance that...

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A Multi-Layered Term Policy

Posted by on Apr 13, 2014 in Term Life Insurance, What is Term Insurance? | 0 comments

A Multi-Layered Term Policy

Term Life Insurance is a cost effective way to insure oneself. You are insured for a specific period of time (say 20 years) and your cost of insurance is low and guaranteed for that 20 year term. However, term insurance rates at renewal could really sky rocket making the insurance A few insurance companies in Canada offer an opportunity to have several term plans in one policy. So you could have a term 10 years along with a term 20 and can also have several other plans clubbed together. Let say you take a 40 year old male, non-smoker takes a...

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Beans are good for your heart!

Posted by on Apr 8, 2014 in Dealing with Illness, Health and Fitness, Heart Attack and Critical Illness Insurance | 0 comments

Beans are good for your heart!

Eating just one daily serving of beans, peas or lentils can lower levels of bad cholesterol, Toronto researchers say Canadians are being advised to eat one serving a day of beans, peas, chickpeas (shown here) or lentils to significantly Lentils are considered more humble than haughty. Dried beans often get linked to flatulence, rather than fabulous cuisine. But new research may help elevate dietary pulses — lentils, peas, beans and chickpeas — to the star status of exotic superfruits and trendy leafy greens. A group of...

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Proper sleep speeds up recovery after heart attack

Posted by on Apr 2, 2014 in Critical Illness Insurance, Dealing with Illness, Health and Fitness, Heart Attack and Critical Illness Insurance | 0 comments

Proper sleep speeds up recovery after heart attack

Making sure heart attack patients maintain a proper sleep schedule speeds up their recovery, Canadian researchers have found. The first five days after a heart attack are crucial, and disrupting a patient’s circadian rhythms interferes with healing, according to a study out of the University of Guelph. Researchers found that mice who had heart attacks induced in them, then had their day-night cycles disrupted, showed impaired inflammatory and immune responses, which help with forming scars, growing new cells and increasing blood...

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Spirituality helps Cancer Cure

Posted by on Apr 1, 2014 in Critical Illness Insurance, Dealing with Illness | 0 comments

Spirituality helps Cancer Cure

  N.L. woman says family, spirituality helped her cope with ovarian cancer ( source: Cape Breton Post) ST. JOHN’S (TC Media) — One of the first things Alice Gibbons did before starting chemotherapy in October was go see a hairdresser. Alice Gibbons ponders her battle with ovarian cancer during an interview in her St. John’s, N.L. apartment the day after receiving her last chemo treatment. Diagnosed last summer with ovarian cancer, the 48-year-old said she wasn’t waiting for the treatment to take her hair. “It didn’t...

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Lorne Marr

Posted by on Mar 19, 2014 in About Us | 0 comments

Lorne Marr

I have had the pleasure to have known Lorne Marr since 2003-2004 which were my early days in the insurance and financial services industry. We were advisors for Sunlife and even though we were in different branches, one always heard of Lorne’s achievements. It was very inspiring for me, as a newer advisor, to see how Lorne was the biggest producing Advisor for the company for several years. His excellent time management skills, his ability to service his clients and his commitment to working in the community was an example for several...

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