Heart Attack and Life Insurance possibilities…

Heart Attack and Life Insurance possibilities…

What is a Heart Attack? ( Simply defined) It is the death of heart muscle due to the loss of blood supply. The loss of blood supply is usually caused by a complete blockage of a coronary artery, one of the arteries that supplies blood to the heart muscle. Death of the heart muscle, in turn, causes chest pain and electrical instability of the heart muscle tissue. ( Video to watch)

 

Please feel free to contact me at aman@yourinsuranceguy.ca or at 1 416 509 2540. Please visit me for a no obligation quote or advice.

 

Heart Attack and Life Insurance

There are an estimated 70,000 heart attacks each year in Canada. That’s one heart attack every 7 minutes. Over 16,000 Canadians die each year as the result of a heart attack. Most of these deaths occur out of hospital. The number of heart attack-related hospitalizations has increased steadily over the past decade (1994-95 to 2003-04)….

 

Life Insurance and High Blood Pressure

High blood pressure can impact your life insurance premiums but insurance can be available if it is generally under control by medication and lifestyle. Please do not expect preferred and elite rates when you have high blood pressure as that would be hard to get. Those rates come only when health is excellent and so is family medical history. Life insurance is generally denied if your blood pressure is not under control or when it is clubbed with another serious health condition….

 

Life Insurance in Canada and climbing obesity rates

A disturbing trend that you will find in Canada, just as in many other parts of the world, is the rise of obesity. We live sedentary lifestyles and have jobs that don’t require as much activity, we eat too many foods that are bad for us, and we don’t get enough exercise. Any one part, or more likely a combination of all three of these issues, is causing people to become obese. In Canada along, more than 23% of the population over 18 years old is obese. Millions more are overweight. This problem isn’t going to go away soon, and you can see that it is taking its toll. The life insurance rates are climbing because of this….

 

Non medical, CPP term insurance

Canadian Protection Plan [CPP]has been offering a wide range of  term life insurance plans since 2006 and these plans have been underwritten by Unity Life. The most significant products from CPP  are Deferred Term, Simplified Term and Simplified Term Plus. They are all available without a medical and can be purchased online, or through a broker. Before you choose a plan that works for you, take a closer look and see what each one means for your financial future…

Please feel free to contact me at aman@yourinsuranceguy.ca or at 1 416 509 2540. Please visit me for a no obligation quote or advice.

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