Guaranteed Insurability Benefit Rider (GIB)

Guaranteed Insurability Benefit Rider (GIB)

This rider gives the policy owner the right to buy additional insurance at a guaranteed price, upto a specified amount, without proving insurability, even if the life of the life insured has deteriorated.

While evidence of insurability is not required, the insurance company will still require financial underwriting. In other words, it must be convinced that the additional insurance is warranted by the financial risk to the policy owner.

Please feel free to contact us at or at 1 416 509 2540 to know how this addition can benefit your insurance planning process.


Prepared by:  Aman Kapur

One Comment

  1. Hello Brent, many thanks for the information shared. You may feel free to contact us at and we would be happy to discuss further.
    Best regards

    Aman Kapur MBA

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