Life Insurance in difficult economic times

Posted on Feb 1, 2013 in Insurance Facts, Life Insurance, Permanent Life Insurance, Universal Life Insurance, Whole Life Insurance

A lot of Canadians are re-considering their investments and assets with the recent economic slowdown as we saw Toronto Index losing 9% in...

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Facts on Permanent Life Insurance

Posted on Mar 15, 2012 in Buying Life Insurance, Life Insurance, Life insurance Companies, Permanent Life Insurance, Universal Life Insurance, Whole Life Insurance

As we know that there are two broad categories of life insurance: Term and Permanent Insurance. Term Insurance is where the premiums are...

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Guaranteed Insurability Benefit Rider (GIB)

Posted on Feb 24, 2012 in Insurance Underwriting, Life Insurance, Life Insurance Benefit, Life Insurance News, Permanent Life Insurance, Term Life Insurance, Universal Life Insurance, Whole Life Insurance

This rider gives the policy owner the right to buy additional insurance at a guaranteed price, upto a specified amount, without proving...

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Cash Back or Money Back Life Insurance

Posted on Jan 22, 2012 in Life Insurance, Permanent Life Insurance, Retirement Planning, Universal Life Insurance, Whole Life Insurance

A very standard question from purchasers of life insurance is, ” I have paid into the policy for these many years…What will I get back...

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Whole Life versus Universal Life

Posted on Nov 17, 2011 in Estate Planning, Permanent Life Insurance, Universal Life Insurance, Whole Life Insurance

Whole life insurance, as the name implies, provides lifetime coverage. The premiums are also level, and the plan provides guaranteed cash...

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Facts on Preferred and Standard Rates

Posted on Oct 1, 2011 in Insurance Facts, Insurance Underwriting, Life Insurance, Permanent Life Insurance, Term Life Insurance, Universal Life Insurance, Whole Life Insurance

Companies offering life insurance in Canada charge varying rates, either preferred or standard, and this can be quite confusing for those...

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